BUSN1045 Principles of Personal Finance
This course provides students with the essential skills to manage their finances effectively and confidently. Students will explore financial psychology, income strategies, banking systems, credit management, risk protection, budgeting, and investing fundamentals. Through practical applications, they'll create personalized financial plans tailored to their unique goals while learning to avoid common money mistakes. The course bridges the gap between classroom learning and real-world financial challenges, preparing students to make smart financial decisions from college through retirement. Students will be exposed to the financial literacy needed for lifelong financial security and independence.
Prerequisite
Qualifying score on reading assessment test OR
ENGL0921
Course Requirements and Evaluation
Refer to Course Syllabus for detailed information regarding the requirements and evaluation standards for this course. The Course Syllabus will be distributed the first week of the course.
Learning Outcomes
The following outcomes will be addressed in the course:
Develop strategies to overcome financial biases that impact decision-making
Evaluate income opportunities to create pathways for financial growth
Select appropriate financial products and services for specific needs
Implement effective debt management practices to improve financial health
Create a protection plan with appropriate insurance and emergency preparations
Design a budget that aligns spending with financial goals
Build an investment portfolio that balances risk, time horizon, and financial objectives
Communicate effectively about financial matters with others
Text and References
A list of textbooks required for this course is available at the
campus store and in eServices.
Course Scheduling
The scheduled hours of instruction include sixteen hours for each lecture credit, thirty-two hours for each lab credit, and forty hours for each credit of supervised occupational experience (SOE). Lecture credit may include formal or impromptu lectures, demonstrations, or discussions with the entire class or with small groups or individuals. Refer to the Course Credits section of this course outline for the credit breakdown.
Accommodations Statement
Access Services - Reasonable accommodations are available to qualified students with documented disabilities. Upon attending an intake meeting with Access Services, qualified students will receive a letter listing the approved accommodations that they may provide to their instructors. If you have a documented disability that may require accommodations, contact HTC Access Services at
AccessServices@hennepintech.edu or
https://hennepintech.edu/current-students/access-services/index.html.
Campus
Brooklyn Park Campus and Eden Prairie Campus: 952-995-1300
Credit Details